Credit Risk | Scorecard Monitoring V1.1

Scorecard Monitoring

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BigQuery Version 1.1

Window Summary

Scored coverage
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Bureau coverage
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Recent 30d score coverage
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Funded share
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Score Levels

Median final score
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Median bureau score
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Avg final score
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Avg bureau score
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Gen3 Readiness

Gen3 coverage
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Median Gen3 score
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Avg Gen3 score
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Rate populated
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Early Arrears Proxy

MOB1 eligible
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Ever 1+ cases
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MOB2 eligible
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Ever 30+ cases
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Daily Volume

Applications created per day, with scored and Gen3-ready overlays.

Coverage Trend

Final Score coverage, Gen3 coverage, and exact formula match rate by day.

Median Score Trend

Median daily Final Score, bureau score, and Gen3 score.

Population Stability

Score and portfolio-mix PSI using the older monitoring-pack thresholds.

Characteristic Stability

Application-level scorecard inputs and operational flags tracked for drift.

Top Drift Drivers

Largest PSI contributions by bucket, with the associated Final Score shift.

Early Performance by Grade

Funded-loan early arrears proxy by current loan grade.

Final Score Bands

Current mix versus reference mix, plus emerging funded-loan arrears.

Origination Month Performance

Funded volumes and early arrears emergence by origination month.

Status Summary

Application-state coverage for score outputs and Gen3 presence.

Recent Formula Exceptions

Largest absolute Final Score deltas against the legacy score formula.

Recent Applications

Latest applications carrying score outputs, Gen3 scores, and funded-loan early-performance fields.